Joii Home Loans are a brokering and financial service. We have a number of specialised mortgage brokers ready to assist you with your journey to home ownership. Let the team at Joii Home Loans take the challenge and assist you secure your home loan today!

The deposit boost is essentially an upfront contribution towards the cost of buying your home in the form of a low-interest secured loan, repayable over a 10-20 year term. This method is designed to help people (with good borrowing capacities) who otherwise find it difficult to save for a deposit in the traditional way. The loan can also incorporate other costs such as stamp duty, legal fees and other borrowing costs. The repayments and interest accruing nature of this secured loan are no different to any other loan, therefore naturally subject to an application process and credit approval. However, the distinctive difference to other conventional loans is the availability of a longer term, thus allowing borrowers to achieve home ownership immediately.